Phoneclaim Verizon : Your device coverage is critical. Verizon Mobile Protect offers same-day delivery and installation for new and replacement devices and smartphones purchased from Verizon. You will also have access to Tech Coach support and 24/7 digital privacy and security tools.If you activate your device yourself, or purchase a new one within 30 days after activation, and it is in good condition, then you can add coverage.

Phoneclaim Verizon : Verizon Protect Business covers all eligible devices as well as helping you manage your business devices. It also provides you with security software. Verizon Protect Business includes all the features of Verizon’s standard Mobile Device Protect, plus access to some of our best software and security partners.

HOW DO I FILE A PHONE INSURANCE CLAIM FOR VERIZON WIRELESS?

Invalidated insurance claim? Are you looking for a different solution? Let us assist you.

Phoneclaim Verizon : If you’re experiencing issues on your smartphone, you’re not all alone. There are many issues that could occur that could cause problems, even on the latest model of phone. Failures of the product, physical damage theft, or simply loss of your device. That’s why we choose insurance plans.

How do you file an insurance claim on your phone for Verizon Wireless phones? Who do you approach and what are you able to expect during the process? We will explain everything and more.

Which company offers coverage for your wireless service?

Phoneclaim Verizon : If you purchased phone insurance through Verizon Wireless, it came from a company named Asurion. You could make an insurance claim for your phone via their website in the beginning.

What kind of damages can you claim?

Phoneclaim Verizon : You may submit a claim for damage which fall within any circumstance which is covered under your policy. This is dependent on the kind of insurance plan you’ve purchased through Asurion. If you make an insurance claim with Verizon Wireless, ensure that no matter what the damage the result of a claim which is in line with the insurance plan you have purchased.

Phoneclaim Verizon : A few important aspects to consider when determining the types of damage you’re able to make a claim on include the kind of policy you’ve picked, what’s covered for your specific device under that policy and also what your deductible will be.

Phoneclaim Verizon : Similar to every insurance policy You choose the amount you’d like to pay each month. This is referred to as your premium. The more expensive you pay for your insurance, the less your deductible. Deductible is the sum that you need to pay upfront each time you make a claim prior to when the insurance policy covers the remainder.

Phoneclaim Verizon : For example, when you purchase a new phone, which is suffering from an unexpected failure of the product and you are paying the $12 monthly cost with a deduct of $100, if you submit an insurance claim on your phone for Verizon Wireless phones, you must pay $100, after which Asurion will give you the opportunity to purchase a new phone, which could be worth more, based on the model of phone you own.

How do you begin with a claim?

Phoneclaim Verizon : Asurion allows you to make claims. Before you begin the claim ensure that you have the correct information regarding the device that was damaged or lost and also the personal details associated with you Verizon Wireless Account. The claim may be approved in a matter of minutes or may require several days for it to be analyzed, in which case you could be contacted to obtain additional details.

Phoneclaim Verizon : If you file an insurance claim with Verizon Wireless via Asurion that is covered by the insurance policy, you may anticipate paying your service charge or deductible. You will then return your device for repair or indicate where the substitute phone (or check) is to be sent.

Phoneclaim Verizon : They will require your address for shipping, and they will not deliver to PO boxes, in the event that your claim has been accepted to replace a device or when you have to send your device to an authorized service center to repair it. If your claim has been approved from Monday to Thursday, you can expect delivery of a replacement device on the next day. If the claim is approved either on Friday or Saturday, you can expect the replacement device to be delivered the next Monday. The claims that are approved on Saturday night and Sunday will receive a replacement device on Tuesday.

What should you do if an wireless company or the insurance company denies your claim?

Phoneclaim Verizon : If your insurance provider or wireless provider refuses your claim, your options are consumer arbitration or the small-claims court.

Phoneclaim Verizon : At Fairshake we’ll assist you to make an claim. Even if you’ve been denied does not mean you’re out of other alternatives. A arbitrator arbitration is a swift and easy, fair procedure that will get you the chance to have the conversation you want. Check out some of our successful stories.

What You Need to Know About Verizon Broken Phone Insurance

Phoneclaim Verizon : First time that I needed to make an Verizon damaged insurance claim on my phone was couple of years back. It was when I was cooking, and had just removed my Otterbox out of my smartphone. It was because I’d put some water inside the Otterbox case and wanted to avoid taking a chance of water harming my phone.

So far, it seems like a good idea does it? Here’s where I erred. second of 46 secondsVolume 0%00.46

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Phoneclaim Verizon : In the kitchen, I had a table and had ceramic tiles on the floor. Then I dropped my iPhone without the protection Otterbox cover on the floor. When it struck the floor with ceramic the case broke. Also I ruined the bottom. This meant that I could not charge the phone.

A word of advice: never use the iPhone away from the Otterbox on a carpet. I’ve never made the same mistake since.

What insurance coverage should be provided by the phone this claim?

Phoneclaim Verizon : Since we’d decided to purchase insurance for our phone through the Verizon Wireless service I knew that it was possible to claim on my phone that was damaged. However, I wasn’t certain how to go about it. Therefore, I decided to walk you through steps on how to submit an Verizon Wireless claim for a broken phone.

Phoneclaim Verizon : However, before I get into that I’ll explain how the insurance plan functions together with Verizon Wireless. Let me also explain the reasons we chose to add insurance for broken phones in the Verizon Wireless account.

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Phoneclaim Verizon : Since we purchased the first phone we’ve once had Verizon Wireless to be our mobile phone provider. Therefore, I’m able to say what I’ve experienced.

Phoneclaim Verizon : However, I’m guessing the following carriers: AT&T, Sprint, T-Mobile, Cricket, Boost and other wireless carriers have an identical insurance program and claim procedure. However in case I’m wrong please let me know.

What is the reason we have included Verizon Broken phone coverage

Phoneclaim Verizon : For a long time, I had resisted getting assurance for the mobiles we use. It seemed too expensive to be the “what if” scenario. It’s true that my husband and I owned our phones for a long time and never had a problem with the phones.

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• Our teenage daughters then received cellphones. Later, smartphones.

Smartphones and teenagers are an unwise combination

Phoneclaim Verizon : And then, well teenage issues occurred with phones. One phone fell into the toilet. Another fell on our driveway. Another fell from their hands and fell down the stairs.

We were suddenly switching phones around. Yes, our daughters ought to be more responsible. However, accidents do happen.

Phoneclaim Verizon : But, you’re aware of the cost of smartphones. When you’ve sunk the cash to buy two new phones in an entire year, that faulty phone insurance won’t be to be that expensive anymore.

How much does this broken phone insurance cost?

Phoneclaim Verizon : I continue to call this”the Verizon damaged phone insurance. It’s technically correct that Verizon Wireless is calling it Verizon Mobile Protect Multi Device. It’s the one we’ve got. They provide insurance for one device as well. We happen to have four phones included on our plan.

Phoneclaim Verizon : It’s $50 per month, and covers all four phones on our account. If we’re in the year, we’ll have to pay $600 for a hypothetical scenario. In two years, we’ll pay $1200, or a little higher than the most recent iPhone.

There have been no insurance claims in the past

Phoneclaim Verizon : The irony is that when we began paying for damaged phone insurance, there were no phones that were broken. I must admit that this insurance was an unnecessary expense every month.

After that, I cracked my phone and bent its frame. In my opinion I could not charge it any more.

Phoneclaim Verizon : the fact that my girls weren’t really that required the insurance for their phones. They’ve been great with taking good and care for their smartphones. It was me and their mom. I’m the one who made our the first claim for insurance with Verizon for a phone that was damaged.

What’s covered by phone insurance?

Phoneclaim Verizon : In addition to phones that are damaged the so-called Verizon Wireless Mobile Protect Multi Device phone insurance policy also includes phones that have been stolen or lost as well. I’ve never lost a cell phone or had one stolen so I’m not able to offer first-hand information on the way it functions.

Phoneclaim Verizon : But, after having broken two phones and filed claims to them-I’m able to give you a step-by-step description of how the entire process operates. So you’ll know exactly what you can be expecting.

As promised, I’d like to discuss what’s covered under an insurance policy for phones with Verizon.

Verizon broken phone insurance covers cracked screen repair

Phoneclaim Verizon : With the Verizon insurance for broken phones that you have, you can file a an insurance claim to repair the cracked screen. Who hasn’t had a cracked screen?

If you’ve damaged the screen of your front smartphone, there’s no problem. There’s the $29 deductible and you could be able get your screen fixed that next day.

Phoneclaim Verizon : The repair of cracked screens is unlimitable. If you or your child fall and scratch the front screen after that, it happens again, you can have repaired as often as necessary.

Screen coverage that is cracked isn’t enough to cover everything

Phoneclaim Verizon : If you’ve damaged the front and back on your smartphone, then the repaired cracked screen doesn’t work. This applies to select phones only. But, Verizon does not specify the phones are covered by this. In any case, you’ll have to file a claim for a full amount to receive a brand new phone.

Phoneclaim Verizon : But, as I discovered while submitting claims for the daughter’s iPhone XR, having a physically damaged phone does not qualify you to file an insurance claim. If your phone continues to function however, you’re SOL. However in the event that you’ve damaged the phone in such a way that it’s not charging or the volume or power buttons aren’t functioning, then game over. You are able to make an insurance claim to get an alternative phone.

Repair or replacement for batteries

Phoneclaim Verizon : Broken phone insurance can also cover repairs or replacements to the battery on your phone. This applies to post-warranty issues.

Even so, there seem to be plenty of limitations regarding this coverage. It’s for instance, it’s limited to specific phone models.

Phoneclaim Verizon : Furthermore, if do not have extended warranty coverage in your smartphone, it could not be eligible to get it. In reality, it’s much more difficult than repairing a damaged screen or broken phone.

Replacing a damaged phone

Phoneclaim Verizon : Like I’ve experienced that, the Verizon Broken Phone Insurance replaces the damaged phone. You might think that you have to visit Verizon Wireless’ Verizon Wireless web site in order to initiate your claim. You can do that inside your account, but you’ll be taken towards their affiliate Asurion.

What can you expect to find out when you file an claim with Asurion

IPhoneclaim Verizon : n the next step, Asurion will ask you for details about the phone, including what was done to it. When I began the claim on my phone, I’d make a claim on the physical damages. Almost instantaneously, Asurion rejected my claim.

Following that I realized that I needed to provide more information regarding how the phone was functioning. It turns out that damages to the ports are covered. Breaking up a screen isn’t. Actually, it’s true however, it’s under an entirely different claim procedure. For that, you won’t receive a new phone.

So, I made my second claim by contacting Asurion and this time I added the additional information. Asurion has approved my claim.

Phoneclaim Verizon : The next step was to switch off Find My iPhone on that phone. If you’ve ever utilized Find My iPhone to, well, locate their iPhone actively turning it off isn’t an easy task. However, I knew I needed to do it, since Asurion stated that they could not proceed on the claim until this was accomplished.

Steps for getting a replacement device

Phoneclaim Verizon : When you’ve finished turning on Find My iPhone, the claim will be completed, and Asurion will send you a brand new phone. Once you receive the newly purchased phone, can activate it, and voila! you’ve got a new phone.

The last step is to return this phone Asurion. They will give you a the postage-paid package. It will take about one week to mail the package back. If you don’t, you’ll be charged for an entirely new phone.

Phoneclaim Verizon : Furthermore, when your phone is returned to Asurion the company will examine at it. If the damages described don’t correspond to what they find the phone has, they could decline your claim after the fact and then charge you for a brand new phone. Don’t make false insurance claim.

There is a requirement to pay an amount that is cost-sharing

Phoneclaim Verizon : One thing I had not anticipated was the need to pay a deductible each time I filed a phone insurance claim. I was foolish to think that. I have car insurance, home insurance, policy and health insurance. In each of these cases there is the option of a deductible.

But, I wasn’t expecting that it would cost the way it ended up being. For instance the time I made an claim on my iPhone 6 I was required to pay $100 for the new phone. Ouch but OK.

If I were to submit an claim on my daughter’s phone-both iPhone 10s-the amount of the deductible could be as high as $229. I’m pretty sure that’s due to the fact that it’s a higher-priced phone overall.

Phoneclaim Verizon : Concerning a lost phone Here’s what I discovered that the damage deductible of $99 does not be applied if the losses and theft deductible is less than $99. In these circumstances the damage deductible would be exactly the same as your theft and loss deductible.

There are limitations to Verizon insurance coverage

Phoneclaim Verizon : I’ve learned recently that it’s possible to exceed the maximum number of claims for Verizon but they won’t be able to cover any other claims.

In this case, for example there are up to three lines that are registered, and there is a limit on the maximum amount you can make. This would amount to $3,000 in one year.

The phone you receive isn’t brand-new.

Phoneclaim Verizon : This was another surprise when you filed a damaged phone claim. As a result of Verizon’s relationship with Asurion the customer isn’t getting the latest phone. You’ll get a brand new phone.

At first, I was apprehensive about purchasing a new phone. However, I can say that my original iPhone 6 continues to work excellent. While I’d like to get an upgraded iPhone 13, I just cannot justify the expense considering that this phone functions perfectly.

In Florida, it isn’t available. Florida

Phoneclaim Verizon : My apologies to readers from Florida who are interested in knowing more the details of Verizon damaged phone coverage, what the deductible will be or other details related to The Verizon extended warranty isn’t offered to Florida customers.

Verizon Broken Phone Insurance against Applecare

Phoneclaim Verizon : As we’re an Apple family that own iPads, MacBooks plus, you may know, iPhones. So we’ve explored Apple Care for any new iPhones we might purchase. We’re always offered Apple Care with our new laptops and computers.

Why not get AppleCare for a new iPhone? So I’ve decided that I’d like to weigh the advantages and disadvantages of AppleCare against Verizon damaged phone insurance.

The pros of Applecare against Verizon phone insurance

• AppleCare cost $299 to cover two years. For two years, you’ll be paying $360 to cover Verizon’s service. (Verizon is charged $15 per month, for single phone.)
• Apple does not have any charges for deductibles when you file the AppleCare claims for mechanical problems. As I’ve already explained in our case, deductibles can vary between $100 and $229.
• There are two claims each year for a damaged phone with AppleCare. On Verizon it is possible to submit a claim a single time per device in the 12 month period.

The cons of AppleCare in comparison to. Verizon phone insurance

• AppleCare runs for two years. Verizon allows you to add protection for your phone and devices for a period of time.
• Each Applecare and Verizon offer a deductible of $29 for screen replacements that have shattered. The difference is that Apple restricts you to 2 screen repairs each year. Verizon offers unlimited screen fixes for the same price of $29 every time.

The reason we initially were able to get Verizon phone insurance?

When we all purchased new iPhones We took out the payment plan through Verizon. The plan was 24 months long and had no interest. Thus, having a phone insurance was sensible.

What if, for instance, an incident occurred to any of these phones after they were completely cleared? You can make a claim and receive the phone we want without having to pay full price for a brand new phone.

The insurance policy was a good one and made sense at the time.

It makes sense. It’s like adding gap insurance to your car when you get the loan for your car. It’s not a good idea to risk losing your vehicle before you’ve paid off the loan, only to have to keep making payments for a vehicle you don’t.

However, all phones have been paid off. The phone of my older daughter was paid for in January 2021. Prior to that my younger daughter’s phone had been paid in November of 2020. Then, my smartphone was paid for earlier than both of them.

And what’s my husband’s phone? It’s a second-hand iPhone 6 from when our youngest daughter was given the iPhone XR.

The reason why cancelling insurance on phones is a good idea now.

Phoneclaim Verizon : I should have cancelled the insurance for my phone at the time that the last phone was completely paid off. We began paying for broken phone insurance about three years ago. In other words, in the past three years we’ve owed Verizon $1,800 and $100 to cover my phone’s insurance deductible.

We’ve never filed a second damaged phone claim. My daughter’s younger sister recently damaged the 3-year-old iPhone 10. However, the damage wasn’t enough to merit the insurance company to make a claim. With the deductible of $229 I’d rather not spend any additional money.

That’s right, I’m unable to change the amount I’ve already paid for insurance. But that doesn’t mean that I need to shell out more even if it doesn’t buy her a brand new phone.

Tips to safeguard your phone

I’m a huge advocate of safeguarding your investment, which is your Smartphone. So, when we buy an upgrade we also purchase the Otterbox.

It’s possible that you don’t know that the Otterbox is covered by a warranty also. If it malfunctions or breaks it is possible to get an entirely new model. There’s a cost for this, but it’s worth it.

How does the Otterbox warranty operates

I’ve been able upgrade the Otterbox twice within the past 10 years, and only paid about $6 to replace it. Both times, it was because the plastic component of the case had been damaged. Due to that, it was unable to close properly around my phone, or fit inside the outer rubber case.

• So, I filed an appeal to Otterbox. Then, I received two new cases.
• I’ve documented my experiences of the Otterbox warranty here.

Walmart protection plan from Allstate

If you purchase the electronics you need, including phones, at Walmart You can choose to buy Walmart’s Walmart protection plan from Allstate. However, when I logged onto the Walmart site to learn more, I discovered: you cannot buy the protection online or via Walmart’s Walmart app. You must visit an actual retailer.

So, in this regard, this Walmart choice isn’t as easy as Verizon’s. It’s easy to make changes to my account online, such as including or removing insurance.

Concerns about Verizon broken coverage of their phones

If I’ve not answered all your questions I’ll go through the most frequently asked queries I get regarding what you are able to and can’t do when you have damaged Verizon phone.

Does Verizon insurance cover damaged screens?

Yes, there’s the possibility of covering a damaged screen. It’s covered under repair for cracked screens.

There is the $29 deductible, but you could be able to repair your screen that very day. Additionally, the protection of a damaged screen is not limited and at the very least, it was the case when my children were extremely skilled in breaking their phones.

Do you know if Verizon insurance cover the back of the phone?

No. If you’ve broken both the sides or on the back, then the damaged screen repair isn’t applicable. In the same way, if you’re able to see that the face of your smartphone is perfect, but the glass back of the phone has cracked on your phone it is not covered.

What is the Verizon the insurance deductible?

The amount of your Verizon insurance deductible will depend on the item you’re trying to fix. If you’re having a damaged front screen repaired and you’re paying $29.

When we had a damaged iPhone 6s as well as a damaged iPhone XR, we were considering the cost of $100 or $229 respectively, to cover our deductible. I can imagine that with the newer models of iPhones priced in the thousands of dollars, deductibles are higher today.

Does Verizon insurance cover lost phones?

• Yes I am sure they do.
• What is the best way to get an all-new handset from Asurion?
• I’m not sure if this is a possibility at the present moment. However this replacement gadget Asurion provides comes with 12 months of warranty. That’s a good thing.

Last thoughts about Verizon damaged phone policy

Through all the years of being a victim of Verizon damaged phone insurance, I’ve filed one claim. Since all our phones are being fully paid, I ought to have stopped the insurance. It really wasn’t needed.

However, if you’ve got teens who use smartphones, I’d strongly suggest this insurance plan or protection for your mobile device. Like I mentioned before accidents do occur. If you’re paying for an iPhone it’s a good idea to get insurance.

However we’re no longer paying for phones. Therefore, in the near future, there are two options I’ll take when I buy an updated iPhone.

One, I’ll definitely think about buying AppleCare. Based on what I’ve learned, AppleCare is a lot cheaper overall.

If I decide to enroll in Verizon’s broken insurance for phones and again, I’ll put the date on my calendar to mark the date when my phone will be paid off. So I’ll know when it’s time to end the insurance, and avoid paying monthly fees for something I don’t really have any need for.

However when the two carriers Verizon and T-Mobile having programs allowing you purchase a new iPhone every one year. Do you really need insurance for your phone that is broken in the future?

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